Consolidated net worth
All your accounts, savings, investments, property and debts in one clear value, multi-bank and multi-currency, with a liquidity axis.
Your net worth and budget, entirely on your device.
Fidalo tracks your net worth, budget and investment portfolio without connecting your bank. Everything runs in your browser: you import or paste your statements, and your data never leaves it.
Free to start, no account, works offline.
Budget and savings rate
Imported statements, automatic categorisation, subscriptions spotted, your savings rate in plain sight.
Fund look-through
What your funds and ETFs really hold, by sector, country, currency and line (ISIN), and the duplicates hidden across your envelopes.
Simulations
Monte-Carlo projections, stress tests and a FIRE cap: simple questions, numeric answers, your own assumptions.
Import anything
PDF, CSV, a photo read by on-device OCR, or copy-paste from your bank. Everything is read on your device.
Household wealth
Track wealth as a couple or a family: who owns what, each share, a shared portfolio.
No bank connection. No server. No tracking.
Aggregators copy your accounts onto their servers to work. Fidalo does the opposite: it never asks for bank credentials and never sends anything to a server. Your data lives in your browser, and encrypted backups go to storage you control, your own Drive or disk.
Fidalo is free to use, bilingual (English and French), installable as a PWA and fully usable offline. No account, no bank credentials, no server holding your data.